Free sample report
Sample Property Loss ACV & Scope Report
This sample shows a replacement-cost-minus-depreciation valuation alongside a scope of repair, which is how most first-party property claims are presented to a carrier.
The sample is a five-page watermarked PDF using illustrative figures, not real project data. Your own report is generated live from the numbers you enter and is not watermarked.
What the sample contains
- Cover page with prepared-by / prepared-for details and the headline figure
- Inputs: every figure the calculation is built from
- Full line-item breakdown showing each intermediate step
- Methodology & citations documenting the formula behind every line
- Supporting documents checklist for submission to an owner, insurer or counsel
Methodology used in this report
Replacement Cost Value
RCV = Affected Square Footage × Replacement Cost per Square Foot.
Depreciation
min(Effective Age ÷ Total Useful Life, 100%) × RCV, the straight-line age/life method.
Actual Cash Value
ACV = RCV − Depreciation. State law varies: some jurisdictions define ACV as fair market value or apply the broad evidence rule, and a growing number restrict depreciating labor. Confirm the rule for the loss state.
Total Scope
Hard Cost + (Hard Cost × (Engineering/Permit% + Contingency%)).
What the paid Excel workbook looks like
The sample PDF above shows the report. This is the Full Line-Item Breakdown sheet from the formatted Excel workbook a paid report also includes, rendered from an actual generated workbook rather than a mock-up. Every figure on it is a live formula reading from an Inputs tab, so changing an input recalculates the whole workbook.
Sample versus a paid report
The sample is a fixed, watermarked PDF. A paid report is generated live from your own figures and adds a formatted Excel workbook with working formulas, a matching Word document, an unwatermarked PDF and your own logo or letterhead. The monthly plan additionally includes a Scenario Comparison sheet for modelling conservative, likely and aggressive positions.